Invoice factoring and discounting

Empowers you to optimize your cash flow effectively

Invoice factoring and discounting

Invoice factoring and discounting

Invoice Financing is a valuable tool that accelerates your cash flow by securing funds against outstanding unpaid invoices for goods or services provided. This service, facilitated through one of our lending providers, enables you to access up to 90% of the invoice value through a rolling facility.

At Express Financial Services, we arrange invoice factoring facilities with no upfront or brokerage fees payable to us.

Invoice Financing

Invoice Financing empowers you to optimize your cash flow effectively, ensuring smoother operations and growth for your business.

0121 289 4415

Call our private client advisor.

Here's how it works

How can we help you?

We work with our lending partners to secure bespoke pricing tailored to your specific circumstances, ensuring:

Simple and transparent pricing structures
Swift and decisive decision-making processes
Clear and straightforward terms and conditions
Access to additional financial options such as trade finance and asset finance

Here are two examples illustrating how invoice factoring can be utilized

These examples demonstrate how invoice factoring can effectively address diverse financial needs, providing tailored solutions to support your business goals.

Example 1

A new recruitment company requires cash flow support to meet wage and supplier payments.

Application Payments

£90,000 Factoring facility offered with a 70% initial prepayment. 

Example 2

A management buyout scenario where a director is purchasing shares from a co-director, necessitating £550,000 from a £1.1 million ledger.

Business Profile

Construction and manufacturing, with invoicing upon completion of works.

£850,000 Invoice factoring facility offered with a 90% prepayment, covering the funds needed to complete the management buyout.